Many entrepreneurs are afraid to seek investors because they believe an investor will stifle their business journey, but in reality without an investor.

Many entrepreneurs are afraid to seek investors because they believe an investor will stifle their business journey, but in reality without an investor, entrepreneurs will struggle to enter the marketplace and it will be difficult to move through the business life cycle.

An investor is any person or other entity, who commits capital with the expectation of receiving financial returns. Investors utilize investments in order to grow money.

Having an investor increases the legitimacy and credibility of your business. Investors also have the ability to assist with improving your business plan and pitch. It is a good idea to work closely with an investor while planning, in an effort to attract more investors.

Investor responsibilities combine finance, communication, and marketing to effectively control the flow of information between a company, its investors, and its stakeholders. As it relates to that fact, it is important for companies to maintain strong, transparent relationships with investors.

In more simple, plain, terms it's because the investor believes they can make money with your business. Professional investors, whether they be angels, an individual or with a group, or venture capital firm, have a very simple objective: to get a minimum targeted return over a specific period of time, while assisting your process/progress! Maintaining such a relationship will ensure that you get from points A to Z more expeditiously.

Below are some quick steps/tips:
  • Do the thing you say you're going to do.
  • Start small — small enough to track your growth— and then build up.
  • There are levels to this: Make three people love you. Then ten. Then 100.
  • Ask for advice, not money.
  • Be authentic.
  • Consider an equity crowdfunding campaign when the time is right.

While Value Buddy is intended to support business development, we also take pride in the opportunity to educate and make others financially literate.

While Value Buddy is intended to support business development, we also take pride in the opportunity to educate and make others financially literate.

There is a difference between Corporate Finance and Investment Banking. Investment banking grows a company, while corporate finance manages a company. A corporate finance professional deals with day-to-day financial operations and handles short- and long-term business goals, while an investment banker focuses on raising capital. Investment banking can because a necessary component for an entrepreneur to help increase financial gain from their business.

Incorporate finance you value product launches or manufacturing expansions, while in investment banking you value joint ventures and mergers and acquisitions.An investment bank is a financial services company or corporate division that engages in advisory-based financial transactions on behalf of individuals, corporations, and governments. Corporate finance professionals are primarily tasked with managing an organization’s money.

More simply, corporate finance and investment banking aren’t all that different in a general sense. Investment banks raise capital for other companies through securities operations in the debt and equity markets. Investment bankers also help coordinate and execute mergers and acquisitions.

They offer advisory services to big clients and perform complex financial analyses. Knowing the differences between corporate finance and investment banking is very important. When planning a business, the overall economic and operational services that a financial institution has may vary, and to ensure the kind of cash flow and services available through the company are existent, the company often has to use either corporate finance or investment banking to acquire and save the funds, for them to continue growing in maturation. Value Buddy doesn’t just want you to make money. We want you to make money while your money makes money.


Developing realistic business assumptions is important when determining how much your business is worth.

Developing realistic business assumptions is important when determining how much your business is worth.

Bogus assumptions can be spotted a mile away by any investor or lender. It's better to develop conservative assumptions and have multiple scenarios so you can have a strong dialogue with your potential investor or lender. If the lender doesn’t feel comfortable, the pitch needs work. The content of the pitch will require research, authentic contribution of work, and ultimately, due diligence.

The startup dashboard is one of Value Buddy’s primary tools. Use the startup cost dashboard to explain the investment dollars needed to start or grow your business. The capital call schedule functionality allows you to communicate to investors and banks exactly how much funding you need for your project and when you actually need it.

While outlining your startup pitch, your outcomes, assumptions, and threats are pertinent information. It is Value Buddy’s mission to make sure you are fully prepared for your pitch.

The ownership dashboard will be beneficial for your process. It will help you effectively communicate the return on investment (ROI), payback period (PBP), internal rate of return (IRR), and cashflow for each investor.

Utilize the ownership dashboard so each investor can understand the financial forecast based on their equity stake. The role of these dashboards is to help you complete the financial section of your business plan so you can pitch your venture to investors and lenders.

Key assumptions are an important part of the plan, and potential investors usually need to see this information before they decide to put in money. These key assumptions range from financing, consumer base, and profitability to management and resources. Value Buddy will guide you through all of this information, and more, to deliver the perfect pitch!


Many people are in positions where their full-time, 9-5 job just isn’t enough.

Many people are in positions where their full-time, 9-5 job just isn’t enough.

They resolve that by creating a business or working multiple jobs. Developing a start-up for your primary source of income as an entrepreneur is challenging enough. To develop a company, in addition to working a full-time job, there will need to be a lot of discipline.

With the goal being to answer to yourself and not work for someone else, small businesses are being developed at a vast pace. It can be easy to get distracted from your dreams when they aren’t bearing any fruit for you. But the limited time that you do contribute to your dream, will motivate more time. That time, will, in turn, help you manage all of your time throughout your day. This adaptation alone will increase your mindset and guide your drive toward the success of your business.

When you need to manage priorities and time, your priorities will elevate and your time becomes non-negotiable. The business of your dreams is where your extra time will be used.
Value Buddy believes that 'effectively outsourcing' is necessary to grow your business.

You can't develop your pricing strategy, design your logo, build your website, and make sales calls by yourself. Outsourcing has a bad reputation, but if done effectively it can truly yield productivity improvements and most importantly, more revenue.

Outsourcing must be done with a credible and dedicated team. That team must see your vision, understand your mission, and know what it is you want. Value Buddy is your team. Investing in this outsourcing service will help you maintain your 9-5 while building your added income.

The challenges of developing a business are inevitable, but the rewards from the risk are fruitful. Value Buddy thrives off your success and the experience and partnership that is developed.


Starting a business is easier than ever.

Starting a business is easier than ever.

The ability to effectively utilize eCommerce tools like Shopify, Mailchimp, google voice, adobe, fiver, WebEx and other applications makes the start-up curve less complicated. Value Buddy is also a productivity enhancer because Value Buddy manages each phase of the Financial section of your business plan.

When starting a business, it is imperative to do market research. This includes finding ways to deliver service(s), how much you should charge, ways to increase profit, and calculating (or backward mapping) how much product should be completed in an effort to achieve a financial goal. Value Buddy has a dashboard to combat the woes of a startup.

Use the startup cost dashboard to explain the investment dollars needed to start or grow your business. The capital call schedule functionality allows you to communicate to investors and banks exactly how much funding you need for your project and when you actually need it.

While something as simple as Excel can help you with a variety of start-up, financial, and valuation assumptions, a partnership and detailed guidance will be best for accomplishing your goals. Value Buddy will also guide you through things to do once you start gaining traction. We believe in using predictive modeling to help you see the success you dream of.

This also will help with pitching your business to investors. It is ideal to approach a pitch with all necessary information that prevents the potential from asking questions. When you show up prepared, investors are eager to fund. Value Buddy believes in seeing the process through and our dashboards are just a fraction of our equation for success.


There seems to be some miss-understanding between gross profit margin (percentage margin) and gross profit (monetary value.)

There seems to be some miss-understanding between gross profit margin (percentage margin) and gross profit (monetary value.)

More simplistically, the percentage of the margin is the profitability or sales of the company. Gross profit is simply worth. The two couple because you need to know you’re company’s worth in order to calculate profitability.

Remember these two questions:

  1. Is it worth it?
  2. Is it profitable?

We don’t want to work for free, otherwise, we would live ex-pat and do mission work. If something won’t do anything for you, would you really keep trying to work it? For Value Buddy, the answer is “no.” But that “no” is not final. It is not uncommon to have to rework something you thought was amazing. There can always be a misstep, or simply, something we didn’t think to add into our venture’s plan; and that’s ok.

Value Buddy is the business partner you didn’t know you needed. We see the plan from a different view than the business owner and we make it our responsibility to communicate what you need to make your business grow and make you money. Just like working out, the moment you see change and growth, you want more and you do more, to see more!

The moment your business plan, outline, and pitch come together, and investors begin to roll in, you will work even harder, which gives us, even more, to work for; you!

A higher gross profit margin indicates that a company can make a decent profit on sales, as long as it keeps overhead costs in control. Investors tend to pay more for a company with a higher gross profit. Value Buddy won’t just be there for the beginning. We will be by your side to help you through to completion.


Entrepreneurship and owning your own business is a common goal of many people. Statistically, we don’t desire to work for one employer as baby boomers did.

Entrepreneurship and owning your own business is a common goal of many people. Statistically, we don’t desire to work for one employer as baby boomers did.

It also is no longer a priority to have stayed with the same employer for the duration of a career. Generationally, we seek more and tend to find that in pursuing work and business ventures that we enjoy. Deciding if you want to own a business or go the traditional route of staying with one employer, is predicated on doing research of your concept, its value, and it’s needed.

Your enterprise becomes a part of your family, simply because it will require nurturing, patience, guidance, and oftentimes, an ebb and flow of time. Value Buddy wants to help you on your journey, by making your dream become an entrepreneurial reality. This system can also be used to determine an individual's net worth.

Value buddy is committed to authenticity, genuine communication, relationship building with customers, and transparent partnership. The cyclical, visualization we are open to showing customers, allows us to use our journey as a training/demo. We, too, were once a dream praying for inception to turn into reality. The same tools, concepts, and advice we received and used are compiled into this program. What better way to show that it works than by working it?

Within this portion of Value Buddy dashboard, you will be guided through creating:

  • Business plan(s)
  • Outline of goals and needs
  • Income
  • Value
  • Net worth

To know what your business will bear in fruit, you need to see what it will do while you’re sleeping. If it will work, it will show in the revenue, and Value Buddy will help you see your success!


The Net Present Value (NPV) is a very detailed valuation method. In fact, it's our favorite method because we truly detail out the future cash flows of a business.

The Net Present Value (NPV) is a very detailed valuation method. In fact, it's our favorite method because we truly detail out the future cash flows of a business. Value Buddy utilizes multiple valuation methods to ensure you have your basis covered when presenting to investors.

Your pitch won’t be perfect without preparation. A perfectly prepared pitch will require more information than just the concept of what it is you are trying to do. On the NPV dashboard, you will enter your business assumptions and we will run your numbers. From there we will outline your outputs. That includes industry growth, cash flow waterfall, and a three-year analysis of:

  • Product
  • Franchise
  • Membership
  • Overhead Expenses
  • Less tax
  • Startup Cost

We are also able to provide a 5-year valuation and the NPV waterfall. The success of your business pitch is predicated on the information you gather and analyze to present. Whether it’s a small business or a large corporation, when seeking to pitch, the work you put in, is vital to the end goal. Profitability is what an investor is most concerned about. Value Buddy is committed to making sure you see your company’s success through its projections. We will show you what projects you should invest in, where you should allot money, what positive and negative changes should be made, and provide you with an overall picture of what your business will do for you.

It was important to Value Buddy to provide this service because dollars, both present and in the future, are imperative to all businesses when in their infancy stage. This will let you know how much value the project will create for the company.

A business’s start-up plan should include the NPV and it will show your commitment, dedication, and understanding of analysis. To an investor, you will appear to have more of an in-depth commitment to your plan. The first step is a business plan outline that will help paint the picture of the NPV.


Value Buddy has a uniqueness that allows us to solicit motivation from various realms of life.

Value Buddy has a uniqueness that allows us to solicit motivation from various realms of life.

Rapper, Nipsey Hustle, has some unique and relative business insight that his legacy lends to us. He once said in an interview, “I just believe in ownership...I believe in investing in yourself...your foundation should be strong.”

Value Buddy helps entrepreneurs understand what costs are necessary to start and operate a venture or small business. Value Buddy provides start and operational cost suggestions so entrepreneurs have help in creating their business valuation methods.

Your valuations are a key component for projections and intelligent self-investment. “If it doesn’t make dollars then it doesn’t make cents (sense.)” Investing intelligently is the difference between no return on investment and just wasting money. This isn’t to say that your dream, goal, or idea isn’t smart. It just means that you have to be intentional about how you move with your idea.

Value Buddy is strategically organized to use personal experience to help create the best experience you have on your business journey. Valuation. Calculation. Intentionality. Analysis. Comparison. These key terms are vital for determining your costs to operate.

Value Buddy will explain investment dollars need to, not only, start, but have longevity with your business. Growth is the motivation and desired outcome of using this dashboard with your Value Buddy coach. The capital call schedule functionality allows you to communicate to investors and banks exactly how much funding you need for your project and when you will need it.

All-inclusive with charts, graphs, technical language, and presentation assistance, Value Buddy will develop support based on what you will need, and what your startup valuation will require. Your business is your possession. We want to help you with building, cultivating, fostering, and leaving your legacy through your work. We will start by letting you know how much your business is worth by helping you write a business plan.


Presentation! Presentation! Presentation! Value Buddy helps entrepreneurs with small business ideas present financial information to investors.

Presentation! Presentation! Presentation! Value Buddy helps entrepreneurs with small business ideas present financial information to investors.

Presenting financial information can be complicated and time-consuming for most entrepreneurs and small businesses.

Value Buddy dashboards were created to remedy this stress. Look at dashboards as self-care for your business. These dashboards provide all the entities to support you and your business valuation methods. Thus, relieving stress, concern, time-wasting, and failed ventures.

A bad pitch or presentation can break the whole business plan outline. When doing a presentation, your mindset should shift to, “this is the moment to prove I am worthy of a career as an entrepreneur.” Practice and conversation with your Value Buddy coach will ease all nervousness and send you to your presentation, pitching a business idea, feeling qualified, destined, and prepared. Just like college isn’t all about the content learned in a classroom, business pitches aren’t just about what you’re selling.

Your presentation is the determining factor of whether or not you attract the attention of your investors. There is more to the selling of the product. You have to sell yourself! You are you’re greatest product and you want to prove to be their greatest investment. Investors want to not only invest in your product. They are looking for ways to maximize your skillset as well; for their own businesses. We are all uniquely made. We uniquely learn. We uniquely grow. All of that uniqueness, from person to person, is how relationships are fostered and partnerships are formed.

Moreover, there is the possibility, and hope that from your pitch or presentation, comes an even greater opportunity for multiple businesses to win in ways that would, otherwise, go unnoticed, if not for that presentation.

To reiterate, the presentation is detrimental. It is crucial, not only, for your company/business, but for your future. Value Buddy! Value Buddy! Value Buddy! The resource your presentation can thrive with and can’t risk living without!